by siteadmin | Dec 28, 2015 | Retirement Plan News
The Department of Labor (DOL) is expected to announce in mid-March whether it will start requiring ERISA-governed defined contribution plans to provide participants with retirement income projections. “As part of this initiative, the department will explore...
by siteadmin | Dec 21, 2015 | Dave Ramsey, Financial Wellness Program, SmartDollar, Uncategorized
Alliance Benefit Group (ABG) is committed to providing programs that can help plan sponsors provide their employees with access to financial wellness tools and encourage greater participation in their retirement plans. With this in mind, we are pleased to introduce...
by siteadmin | Dec 12, 2015 | Alliance Benefit Group, Uncategorized
ABG Houston employees brought in the holiday season with their 2015 Christmas Party on Tuesday, December 8th. In true Christmas spirit, the annual celebration provided a way for employees to give back with a Toys for Tots toy drive. Each staff member drew a name and...
by siteadmin | Nov 27, 2015 | 401k Insight, Alliance Benefit Group, plan administration, Retirement, Retirement Plan News
In order for a retirement plan to maintain its tax-exempt status, every six years the IRS requires retirement plan documents to be updated, then resubmitted for review and approval. This “plan restatement” process ensures that any changes in the laws and...
by siteadmin | Nov 23, 2015 | Dave Ramsey, Millenials, Retirement
Millennial retirement planning can be prohibited by a desire to pay off student debt quickly. The right balance between debt payoff and investment is key to a healthy financial future. Millennials are commonly defined as the generation born from 1981 to 1997, or the...
by siteadmin | Nov 20, 2015 | Alliance Benefit Group, Retirement, Retirement Plan Advice
The Employee Benefit Research Institute’s 2015 Retirement Confidence Survey* found that Americans’ confidence in their ability to afford a comfortable retirement has rebounded from the record lows experienced between 2009 and 2013. This is seemingly great...
by siteadmin | Nov 15, 2015 | 401k Insight, Alliance Benefit Group, Retirement Plan News
The aging bull market has had an impact on retirement plan portfolios that you may not have realized. Plan participants, especially older participants, may have too much equity exposure in their 401(k) accounts. In fact, based on June 2015 data of 13.5 million plan...
by siteadmin | Oct 14, 2015 | 401k Insight, Retirement, Retirement Plan Advice
Time To Increase Your 401k Contribution The beginning of the year is the time when many employees receive a pay raise in the form of bonusesand/or salary increases. Plan sponsors may encourage plan participants that if they get a raise to give their 401k a raise as...
