by siteadmin | Apr 6, 2016 | 401k Insight, plan administration, Retirement, Uncategorized
Requests for hardship distributions from qualified retirement plans are not unusual in the aftermath of the Great Recession. Some participants may unfortunately be struggling through economic setbacks such as job loss for themselves or their spouse. Internal Revenue...
by siteadmin | Mar 29, 2016 | 401k Insight, Alliance Benefit Group, Retirement, Retirement Plan Advice, Retirement Plan News
In the retirement plan industry, accumulation of assets is the main focus and retirement readiness is the Holy Grail. However, there has not been as much thought about what comes next for the participant when they retire. New retirees may receive a lump-sum...
by siteadmin | Mar 7, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
Lifetime Income Vs. Outliving Your Money Kelli Hueler, CEO and founder of Hueler Companies, a stable value consulting and data research firm, remembers when it first struck her. The next big risk for U.S. investors wasn’t a dramatic market decline, but...
by siteadmin | Feb 29, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
When investing in a 401(k) plan, many participants are unsure about what percentage of their salary they should contribute. Select an amount too low, and they risk not having sufficient savings for retirement. Select a percentage too high, and they fear not...
by siteadmin | Feb 15, 2016 | 401k Insight, Alliance Benefit Group, plan administration, Retirement, Retirement Plan News
Alliance Benefit Group board member Larry Raymond remembers when Alliance Benefit Group (ABG) was just an idea.”We saw the markets change and determined if we were to survive and offer the best solutions for our clients, we needed to leverage our collective...
by siteadmin | Feb 7, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
According to industry publication Pension and Investments, cash balance plans are a growing segment of the defined benefit plan universe and could soon be as readily available as 401(k)s. A cash balance plan is a type of defined benefit plan funded by the employer...
