by siteadmin | Nov 27, 2015 | 401k Insight, Alliance Benefit Group, plan administration, Retirement, Retirement Plan News
In order for a retirement plan to maintain its tax-exempt status, every six years the IRS requires retirement plan documents to be updated, then resubmitted for review and approval. This “plan restatement” process ensures that any changes in the laws and...
by siteadmin | Nov 15, 2015 | 401k Insight, Alliance Benefit Group, Retirement Plan News
The aging bull market has had an impact on retirement plan portfolios that you may not have realized. Plan participants, especially older participants, may have too much equity exposure in their 401(k) accounts. In fact, based on June 2015 data of 13.5 million plan...
by siteadmin | Oct 14, 2015 | 401k Insight, Retirement, Retirement Plan Advice
Time To Increase Your 401k Contribution The beginning of the year is the time when many employees receive a pay raise in the form of bonusesand/or salary increases. Plan sponsors may encourage plan participants that if they get a raise to give their 401k a raise as...