by siteadmin | Jan 25, 2016 | Retirement, Retirement Plan Advice, Retirement Plan News
The protracted low-interest rate environment is taking its toll on defined contribution plan participants, particularly conservative investors approaching retirement age, said Zac Burns, CFA, Vice President of Investments at Pension Corporation of America and Chairman...
by siteadmin | Jan 18, 2016 | 401k Insight, equity funds, plan administration, Retirement, Retirement Plan Advice, Retirement Plan News
At the end of 2011, 61 percent of 401(k) assets were invested in equities through equity funds, the equity portion of balanced funds, and company stock, down slightly from 62 percent the prior year, the Employee Benefit Research Institute (EBRI) and the Investment...
by siteadmin | Jan 11, 2016 | plan administration, Retirement Plan Advice, Retirement Plan News
The improper exclusion of an eligible employee is a common error that retirement plans commit. This can happen for any number of reasons. In some cases, plan administrators make a mistake when applying the plan’s eligibility requirements or the plan’s...
by siteadmin | Nov 20, 2015 | Alliance Benefit Group, Retirement, Retirement Plan Advice
The Employee Benefit Research Institute’s 2015 Retirement Confidence Survey* found that Americans’ confidence in their ability to afford a comfortable retirement has rebounded from the record lows experienced between 2009 and 2013. This is seemingly great...
by siteadmin | Oct 14, 2015 | 401k Insight, Retirement, Retirement Plan Advice
Time To Increase Your 401k Contribution The beginning of the year is the time when many employees receive a pay raise in the form of bonusesand/or salary increases. Plan sponsors may encourage plan participants that if they get a raise to give their 401k a raise as...