by siteadmin | Apr 13, 2016 | 401k Insight, Alliance Benefit Group, Retirement, Retirement Plan News
Every year the Department of Labor (DOL) conducts thousands of audits of employee benefit retirement plans. While many of these audits are based on random selection, a number of them may be triggered by retirement plan oversights such as a late filing of Form 5500 or...
by siteadmin | Mar 29, 2016 | 401k Insight, Alliance Benefit Group, Retirement, Retirement Plan Advice, Retirement Plan News
In the retirement plan industry, accumulation of assets is the main focus and retirement readiness is the Holy Grail. However, there has not been as much thought about what comes next for the participant when they retire. New retirees may receive a lump-sum...
by siteadmin | Mar 14, 2016 | financial, Retirement Plan Advice, Retirement Plan News
The Great Recession and the stock market collapse in 2008 set many employees back financially. Six years later, many still continue to work their way out of this challenging period. Financial stress has been heightened and a recent survey by the Society for Human...
by siteadmin | Mar 7, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
Lifetime Income Vs. Outliving Your Money Kelli Hueler, CEO and founder of Hueler Companies, a stable value consulting and data research firm, remembers when it first struck her. The next big risk for U.S. investors wasn’t a dramatic market decline, but...
by siteadmin | Feb 29, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
When investing in a 401(k) plan, many participants are unsure about what percentage of their salary they should contribute. Select an amount too low, and they risk not having sufficient savings for retirement. Select a percentage too high, and they fear not...
by siteadmin | Feb 20, 2016 | plan administration, Retirement, Retirement Plan Advice, Retirement Plan News
According to a March 2014 Employee Benefit Research Institute survey, almost half of all workers without a retirement plan responded that they were not at all confident they would be financially secure in retirement. In contrast, only one out of 10 with a...
