by siteadmin | Apr 6, 2016 | 401k Insight, plan administration, Retirement, Uncategorized
Requests for hardship distributions from qualified retirement plans are not unusual in the aftermath of the Great Recession. Some participants may unfortunately be struggling through economic setbacks such as job loss for themselves or their spouse. Internal Revenue...
by siteadmin | Mar 29, 2016 | 401k Insight, Alliance Benefit Group, Retirement, Retirement Plan Advice, Retirement Plan News
In the retirement plan industry, accumulation of assets is the main focus and retirement readiness is the Holy Grail. However, there has not been as much thought about what comes next for the participant when they retire. New retirees may receive a lump-sum...
by siteadmin | Mar 21, 2016 | Alliance Benefit Group, financial, plan administration, Retirement, Retirement Plan Advice
Knowledge is power, particularly in the increasingly complex world of retirement planning. Retirement professionals need to stay abreast of a myriad of topics that impact plan design, satisfy regulatory developments and ensure that plan sponsors and their participants...
by siteadmin | Mar 7, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
Lifetime Income Vs. Outliving Your Money Kelli Hueler, CEO and founder of Hueler Companies, a stable value consulting and data research firm, remembers when it first struck her. The next big risk for U.S. investors wasn’t a dramatic market decline, but...
by siteadmin | Feb 29, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
When investing in a 401(k) plan, many participants are unsure about what percentage of their salary they should contribute. Select an amount too low, and they risk not having sufficient savings for retirement. Select a percentage too high, and they fear not...
by siteadmin | Feb 20, 2016 | plan administration, Retirement, Retirement Plan Advice, Retirement Plan News
According to a March 2014 Employee Benefit Research Institute survey, almost half of all workers without a retirement plan responded that they were not at all confident they would be financially secure in retirement. In contrast, only one out of 10 with a...
