by siteadmin | Feb 15, 2016 | 401k Insight, Alliance Benefit Group, plan administration, Retirement, Retirement Plan News
Alliance Benefit Group board member Larry Raymond remembers when Alliance Benefit Group (ABG) was just an idea.”We saw the markets change and determined if we were to survive and offer the best solutions for our clients, we needed to leverage our collective...
by siteadmin | Feb 7, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
According to industry publication Pension and Investments, cash balance plans are a growing segment of the defined benefit plan universe and could soon be as readily available as 401(k)s. A cash balance plan is a type of defined benefit plan funded by the employer...
by siteadmin | Feb 1, 2016 | 401k Insight, Retirement, Retirement Plan Advice, Retirement Plan News
Since their introduction in the late 1970’s, 401k retirement plans have evolved into the primary retirement planning vehicle for many Americans. Recently there have been a number of developing trends with respect to 401k plans that bear watching as plan...
by siteadmin | Jan 25, 2016 | Retirement, Retirement Plan Advice, Retirement Plan News
The protracted low-interest rate environment is taking its toll on defined contribution plan participants, particularly conservative investors approaching retirement age, said Zac Burns, CFA, Vice President of Investments at Pension Corporation of America and Chairman...
by siteadmin | Jan 18, 2016 | 401k Insight, equity funds, plan administration, Retirement, Retirement Plan Advice, Retirement Plan News
At the end of 2011, 61 percent of 401(k) assets were invested in equities through equity funds, the equity portion of balanced funds, and company stock, down slightly from 62 percent the prior year, the Employee Benefit Research Institute (EBRI) and the Investment...
by siteadmin | Jan 4, 2016 | 401k Insight, Retirement, Retirement Plan News, roth
The American Taxpayer Relief Act of 2012, aka the Fiscal Cliff Legislation, contained a provision that allows retirement plan participants to convert their pre-tax funds in a 401(k), 403(b), or government 457 plan into an In-Plan Roth 401(k) account. Prior to the...
