by siteadmin | Nov 27, 2015 | 401k Insight, Alliance Benefit Group, plan administration, Retirement, Retirement Plan News
In order for a retirement plan to maintain its tax-exempt status, every six years the IRS requires retirement plan documents to be updated, then resubmitted for review and approval. This “plan restatement” process ensures that any changes in the laws and...
by siteadmin | Nov 23, 2015 | Dave Ramsey, Millenials, Retirement
Millennial retirement planning can be prohibited by a desire to pay off student debt quickly. The right balance between debt payoff and investment is key to a healthy financial future. Millennials are commonly defined as the generation born from 1981 to 1997, or the...
by siteadmin | Nov 20, 2015 | Alliance Benefit Group, Retirement, Retirement Plan Advice
The Employee Benefit Research Institute’s 2015 Retirement Confidence Survey* found that Americans’ confidence in their ability to afford a comfortable retirement has rebounded from the record lows experienced between 2009 and 2013. This is seemingly great...
by siteadmin | Oct 14, 2015 | 401k Insight, Retirement, Retirement Plan Advice
Time To Increase Your 401k Contribution The beginning of the year is the time when many employees receive a pay raise in the form of bonusesand/or salary increases. Plan sponsors may encourage plan participants that if they get a raise to give their 401k a raise as...
