by ABGHouston | Oct 23, 2025 | Alliance Benefit Group
All the cool kids are getting tattoos. Tempted? Maybe you’ve already taken the plunge. Setting up a new 401(k) plan can feel surprisingly similar—everyone’s doing it, but it can be pricey, it takes time, it’s semi-permanent, and if you hire the wrong “artist”… look...
by ABGHouston | Jun 30, 2025 | 401k Insight
Congress has to manage conflicting needs when trying to legislate and often this struggle ends with new challenges for taxpayers – both employers and employees. When crafting SECURE 2.0 they were trying to balance the need for current tax revenue with the need to...
by ABGHouston | May 30, 2025 | 401k Insight
The government really, really, really wants small employers to set up a 401(k) plan for their employees. They have provided tax credits to help cover administrative expenses of up to $5,500 for new plans with under 100 eligible employees who offer an Eligible...
by ABGHouston | Apr 17, 2025 | 401k Insight, Retirement Plan Advice
The Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) created the catch-up provision, allowing eligible participants to set aside more in contributions to their retirement plans. Employees age 50 and older are Catch-up eligible increasing their...
by ABGHouston | Feb 27, 2025 | Retirement Plan Advice, Retirement Plan News, Student Loans
One of the provisions of Secure 2.0 allows Plan Sponsors to match Qualified Student Loan Payments (QSLPs). Previously we looked at the potential benefits of utilizing this provision. But there is an old saying “nothing in life is free.” Keeping in mind that utilizing...
